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Quote engine

Compare term life quotes.

Six answers, real carrier rates, no contact details required.

Your answers

Gender used for rating
Term length
Your health, honestly
Tobacco or nicotine

Rates apply to California households. Nothing on the site asks for your name, number or email.

How to read the results

Monthly cost shows the premium quoted by the carrier for your amount, duration and health class, billed each month. Rate class names the underwriting tier assumed in the quote; the carrier sets the actual tier after reviewing. Exam indicates if the carrier plans a paramedical exam; accelerated programs often waive it for eligible people. A.M. Best is the carrier's strength rating.

Selecting Apply loads a secure application on a carriers' platform and prefilled from your answers. It's run and handled by Susman Insurance Agency, licensed in California (License 0B75129). You can pause anytime, and nothing is final until a policy is issued and you confirm acceptance.